Docklands, lender by lender.
Lenders are cautious with Docklands apartments. Most of the work is in choosing the lender, because approval at 80% LVR here is far from automatic.
Why lender choice matters here
Many lenders apply postcode restrictions to Docklands high-rise apartments, others cap the LVR, and some exclude certain buildings outright. A handful of lenders do fund this stock without fuss, and they are often not the ones most brokers default to.
We work with Docklands buyers on purchases, refinances and investment loans. For investors after yield, the aim is a lender that will value the property accurately and leave your borrowing capacity intact for the next purchase.
What we see in Docklands
Docklands shows why lender choice can matter more than the advertised rate. A lender that says 'yes' at 80% LVR is usually worth more than one offering a lower rate at 70%.
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