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CBD apartment finance, handled properly.

The Melbourne CBD has one of the most particular valuation and lender-appetite profiles in the country. Get the lender choice wrong and the deal dies at the valuer.

Local context, national lender panel.

CBD lending in Melbourne comes with a specific set of problems: postcode restrictions, LVR caps on high-rise stock, tighter valuation tolerances and, for some buildings, outright 'no go' lists at certain lenders. A broker who doesn't know the CBD panel will waste your time by running you through a lender who was never going to fund the building.

We work with professional buyers, investors, owners of small business and short-stay operators across the 3000 postcode. The goal is always the same: get the structure right, pick the lender that already underwrites the building, and protect your borrowing capacity for the next move.

What we actually see here.

Most of our CBD meetings happen in person in the city or by video. We're across the buildings that lenders are comfortable with, the ones that require bigger deposits, and the ones where a different strategy is smarter than pushing harder on the current deal.

Pick the conversation you need.

Related areas

General advice disclaimer. The information on this page is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you before acting on it, and seek professional advice where relevant.

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