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CBD apartment finance, done properly.

Valuations and lender appetite in the Melbourne CBD vary more than most buyers expect. Choose the wrong lender and the deal can fall over at valuation.

The CBD lending problem

CBD lending in Melbourne brings its own problems: postcode restrictions, LVR caps on high-rise stock, tighter valuation tolerances and, for some buildings, outright 'no go' lists at certain lenders. A broker who doesn't know which lenders fund CBD stock will waste your time with a lender that was never going to fund the building.

We work with professional buyers, investors, small business owners and short-stay operators across the 3000 postcode. Each time, we aim to get the structure right, choose a lender that already lends against the building, and protect your borrowing capacity for your next move.

What we see in the city

Most of our CBD meetings happen in person in the city or by video. We know which buildings lenders are comfortable with, which need a bigger deposit, and when a different strategy makes more sense than pushing harder on the current deal.

Where to start

Related areas

General advice disclaimer. The information on this page is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you before acting on it, and seek professional advice where relevant.

Ready to structure this properly?

Book a 30-minute discovery call. There's no cost or obligation, and you'll leave with a clear next step.

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