60+ lenders, one process.
A deep panel is one of the less obvious advantages of independent broking. The point is to have a lender for each policy niche, so a deal isn't declined just because the broker only knew one lender.
Different lenders, different rules.
Each lender has its own serviceability calculator, LVR limits, credit policy quirks and appetite for different kinds of borrower. A self-employed borrower with uneven income can get three very different answers from three banks, and a fourth from a non-bank that prices specifically for that profile.
Our job is to know which lender will say yes to what. Below is a sample of the Australian lenders we work with, grouped by tier. The exact panel moves over time as lenders enter and leave the broker channel.
The four majors.
Second-tier banks and regionals.
Non-bank and specialist lenders.
And specialist SMSF and commercial funders.
For SMSF lending, commercial property finance, asset and equipment finance and development capital, we also work with specialist funders not listed above. On a commercial deal, the right lender depends on asset class, structure and policy fit more than on brand.
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Book a 30-minute discovery call. It's free, there's no obligation, and you'll finish with a clear next step.